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Ontario Renovates Program


What is Ontario Renovates Program

The program is made possible through the Investment in Affordable Housing (IAH) Program, which is funded by the federal and provincial governments and offers financial assistance to low to moderate-income households for seniors 60 years or older and persons with disabilities.

The program is administered by the City of London, Housing Division, and provides limited funding to homeowners and landlords/tenants rental units.

New Applications now being accepted on a first come, first served basis until the funds are depleted.

Any work carried out before written confirmation of final approval from the City of London is not eligible for assistance.

Applicants who had previously received Ontario Renovates funding in the past are not eligible for assistance.

Quick Navigation


Homeowner
Landlord/Tenant
How to apply
Ineligible Projects
Process Overview

Where to Submit Application and Documentation

 


 

HOMEOWNER

Ontario Renovates for Homeowner:
The program offers financial assistance to low to moderate income Seniors and Person(s) with disabilities who own their home for major home repairs and accessibilities modifications to support independent living.

Financial Assistance:

  • A one-time grant up to $5,000 for home accessibility modifications.
  • A one-time forgivable loan up to $15,000 for home repairs.

The grant/loan does not have to be repaid provided that:

  • Homeowner agrees to continue to occupy the dwelling for at least six (6) months commencing on the first day of the month after the final payment is issued for home accessibility modifications.
  • Homeowner agrees to a forgivable loan with the loan forgiven at a prorated rate over ten (10) year for home repairs. The loan shall be secured by signing a Loan Agreement with the City of London and will be registered on title with program timelines on the property.

Eligibility of Applicant:

  • Seniors 60 years or older.
  • Persons with disabilities.
  • Families with a household member(s) who is a senior or person with a disability may be eligible if property value and income criteria are also met.
  • Own a home that is their sole and principal residence.
  • The total gross income of all household members must be at or below $60,000.
  • The total assets of the household must be at or below $30,000. (Examples of liquid assets are: TFSAs, GICs, Bonds, Mutual Funds, Savings Account and/or other investments. Liquid assets do not include vehicles, RRSP’s, RDSP’s, RRIF’s, and RESP’s).

Property Eligibility Criteria

  • Own the home in the City of London or Middlesex County.
  • The maximum house value must be at or below $265,000 (as established by the Municipal Property Assessment Corporation (MPAC)).
  • Property taxes must be up-to-date.

Eligible Home Repairs may include, but not limited to:

  • Heating System
  • Chimneys
  • Doors and Windows
  • Foundations
  • Vents/Louvers
  • Roofs
  • Walls
  • Floors
  • Electrical system
  • Plumbing
  • Specific system
  • Well Water/Well Drilling

Eligible Home Accessibility Modifications may include, but not limited to:

  • Ramps
  • Fire Alarms
  • Chair and Bath Lifts
  • Handrails
  • Grab Bars
  • Raised Toilets
  • Levered Handles on Doors and Faucets
  • Accessible Shower Stalls
  • Personal Emergency Response System
  • Height Adjustment to Countertops

 


 

LANDLORD/TENANT

Ontario Renovates for Landlord/Tenant
The program offers financial assistance to low to moderate income households to increase accessibility of their rental unit through modifications and adaptations.

Financial Assistance:

  • May receive up to $5,000 in the form of a grant for the approved rental unit accessibility modifications.

The grant does not have to be repaid provided that:

  • The Landlord agrees that the work will not result in a rent increase to the unit.
  • The Tenant continues to occupy the dwelling for at least six (6) months commencing on the first day of the month after the final payment is issued.

Eligibility of Landlord/Tenant:

  • Seniors 60 years or older.
  • Persons with disabilities.
  • Be a Landlord with a Tenant who meets the rental unit criteria.
  • Rent a unit that is their sole and principal residence.
  • The total gross income of all tenant household members must be at or below $60,000.
  • The total assets of the tenant household must be at or below $30,000. (Examples of liquid assets are: TFSAs, GICs, Bonds, Mutual Funds, Savings Account and/or other investments. Liquid assets do not include vehicles, RRSP’s, RDSP’s, RRIF’s, and RESP’s).

Rental Unit Criteria

  • Unit must be modest and the rent not to exceed the Average Market Rent (AMR) for London and Middlesex County.
  • For Apartments rent must be as follows:
    Bachelor =$667/month
    One Bedroom =$848/month
    Two Bedrooms =$1057/month
    Three Bedrooms =$1203/month
  • For Row Structure rent must be as follows:
    Two Bedrooms =$951/month
    Three+ Bedrooms =$1158/month
  • Rental unit must be located in the City of London and Middlesex Count.
  • Property taxes must be up-to-date.

Eligible Accessibility Modifications may include, but not limited to:

  • Ramps
  • Handrails
  • Chair & bath lifts
  • Grab bars
  • Fire Alarms
  • Levered handles on doors and faucets
  • Multiple Cue Smoke Detectors
  • Personal Emergency Response System
  • Height adjustment to countertops

 

HOW TO APPLY

The application forms are in Adobe PDF. To download and print you must have the latest in Adobe Acrobat Reader. Click on the Adobe’s link for a free download.

Or, you can call/email us for an application or drop by our Housing office to pick one up at:

The Corporation of the City of London
Housing  Services
Citi Plaza, 2nd Floor
355 Wellington Street, Suite 248
London, ON   N6A 3N7

Tel: 519-661-0861
Email: housing@london.ca

Regular business hours:
Monday, Wednesday, Thursday and Friday: 8:30 a.m. - 4:30 p.m.
Tuesday: 8:30 a.m. - 6:00 p.m.


 

INELIGIBLE PROJECTS

Examples of projects that are NOT eligible include, but are not limited to:

  • Any repairs and/or modifications started or completed on the property prior to the loan/grant approval from the City of London is not eligible for Ontario Renovates funding.
  • Construction projects that do not have local municipal building approval.
  • Cosmetic renovations and repairs (for driveway paving, painting, bathroom makeovers or replacing kitchen cabinets and countertops).
  • Landscaping, routine maintenance, and solar panels.
  • Modifications to any commercial or non-residential component of properties.
  • Supportive care such as nursing care and special equipment required for therapeutic purposes, whether permanently fixed or not.
  • Projects receiving capital support from the Ministry of Health and Long-Term Care or the Ministry of Community and Social Services.
  • Community or Social Housing as defined under the Housing Services Act 2011.
  • Households that have received previous funding from the Affordable Housing Program or Aboriginal Housing (Trust) Program.
  • The Program does not provide any warranty after work is completed.


You can email, mail or drop off your complete application with required  documentation to:

The Corporation of the City of London
Housing  Services
Citi Plaza, 2nd Floor
355 Wellington Street, Suite 248
London, ON   N6A 3N7

Tel: 519-661-0861
Email: housing@london.ca

APPLICATIONS WILL NOT BE ACCEPTED BY FAX


 

PROCESS OVERVIEW

Step 1: Complete the Application Form and submit required documentation
To apply for the Ontario Renovates, you may email your completed application and required documentation to housing@london.ca; OR you may mail or drop off your completed application and required documentation to our address:

The Corporation of City of London
Housing Services
Citi Plaza, 2nd Floor
355 Wellington Street, Suite 248
London ON N6A 3N7

APPLICATIONS WILL NOT BE ACCEPTED BY FAX

Step 2: Property site visit
A City of London staff person may contact you to discuss the home repair(s)/accessibility modification(s) and may arrange a site visit to determine the eligibility.

Step 3: Wait for your “Conditional Approval”
You will be advised in writing whether the application is conditionally approved.
Note: Any home repairs/accessibility modifications completed prior to final approval of the grant/loan will not be eligible for financial assistance. The following steps are to be followed only after you are notified your application is conditionally approved.

Step 4: Obtain bids from contractors
After you receive written confirmation from the City of London that your grant/loan is conditionally approved, you will need to obtain a minimum of three (3) separate cost estimates for the home repair(s)/accessibility modification(s). You should ask contractors what warranty they will provide on their work. This is important as the program does not provide any warranty after work is completed.

You will have thirty (30) calendar days following the date of the Conditional Approval letter to obtain these cost estimates and submit them to the Housing Services. If you do not submit them, your conditional approval may be cancelled. Estimates should never be forwarded directly from the contractor to the Housing Services.

It is your responsibility to find a qualified contractor and to ensure that the work is completed in accordance with any applicable legislation such as the Ontario Building Code or municipal by-laws in your area. Applicants are encouraged to find a contractor who is a member of the London Home Builders Association and/or is in good standing with the Better Business Bureau.

Step 5: Wait for your “Final Approval”
Your cost estimates will then be reviewed. If acceptable, the City of London will send you a Final Approval letter confirming the approved home repair(s)/accessibility modification(s), the value of the assistance (up to $5,000 for accessibility modification, up to $15,000 for home repair) and advising you that work may begin. The home repairs/accessibility modifications must be completed within two months after the date of the Final Approval Letter.

Step 6: Getting reimbursed
To be reimbursed, you will need to submit all of your original invoices or receipts, the signed Promissory Note (for accessibility modifications) and/or Loan Agreement (for home repairs), and the Request for Payment Form. A final site visit of the unit will also take place and the signed Loan Agreement will be registered on title on the property.


 

Inquiries:

For more information about the Ontario Renovates program, please call 519-661-0861 or email: housing@london.ca.

 

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